Abhijit Ray
Co-founder & Managing Director, Unitus Capital


Abhijit has 24 years of experience in Investment banking, Financial Services, SME Funding and Development and Impact Investing. He started his career in State Bank of India in 1993 as Probationary Officer. He then moved to SIDBI and served there for over 11 years in various capacities viz., providing loan and grants to MFIs / SMEs, rating of MFI, Capacity need assessment of MFIs etc., in different parts of India. He joined Unitus in 2006 to develop capital markets practice, closed 6 guarantee transactions and arranged portal based funding for 2 MFIs. He also led a team in formulating Rural Micro Finance strategy for a new generation Private Sector Bank in India.

In 2008, Abhijit co-founded Unitus Capital and over the last 9 years, successfully led and closed multiple equity and debt transactions totalling US$ 1.4 bn. Abhijit had also been part of Advisory Committee / Board of a few debt / equity funds in different parts of the globe.

Abhijit co-authored articles on microfinance in international journals and has been quoted in different articles on micro finance / social enterprises in leading Indian dailies. He has been a speaker / panellist in many global conferences on Microfinance and impact investing.

Abhijit is an Economics Graduate and a Certified Associate of IIBF, Mumbai. He attended “Strategic Leadership programme in Microfinance” at Harvard Business School, School of Applied Microfinance (SAM) 2005 in Kenya and Strategic Planning for MFIs in South Africa.

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